Personal
Classic car insurance
Agreed-value coverage that respects what your collector car is really worth.
What it covers
The essentials, at a glance.
In practiceYour restored classic is damaged, and agreed-value coverage pays the value you set up front, not a depreciated book value.
Not coveredAgreed value only holds if the stated value is kept current with the car's worth.
In practiceA covered loss needs authentic parts, and the policy is built to support proper restoration.
In practiceYou take it to shows and the occasional weekend cruise, and flexible-usage terms fit collector driving.
Not coveredPolicies commonly limit annual mileage or restrict use to shows and parades, so daily driving may void coverage.
In practiceThe coverage is designed around how collectors actually own and enjoy their vehicles.
Talk to a local broker
Insurance that appreciates your car as much as you do.