Mobile home insurance

In practiceA fire or storm damages your mobile home and its attached additions, and structure coverage pays to repair it.

Not coveredGradual damage and poor maintenance aren't covered, only sudden accidental loss.

In practiceA break-in or fire destroys your furniture and belongings, and contents coverage helps replace them.

In practiceA guest is injured on your property, and personal liability responds to the claim.

Not coveredInjuries to your own household aren't liability claims.

In practiceA covered loss makes the home unlivable, and additional-living-expense coverage helps with temporary housing.

Not coveredIt covers extra costs above your normal expenses, with limits.