Personal
RV insurance
Protection for your motorhome or travel trailer: home and vehicle in one.
What it covers
The essentials, at a glance.
In practiceYou are at fault towing or driving the RV and injure another driver, and liability covers the claim.
Not coveredIt doesn't repair your own RV, that is collision coverage.
In practiceYou clip a post pulling into a site (collision) or hail damages the roof (comprehensive), and both repair the RV.
Not coveredWear, leaks from poor upkeep, and breakdown aren't covered, only sudden accidental damage.
In practiceYour gear and attached awning or accessories are damaged, and contents coverage helps replace them.
In practiceA breakdown or covered loss strands you far from home, and emergency-living coverage helps with lodging on the trip.
Not coveredIt applies to a covered event on a trip, not routine travel costs.
