Commercial
Church insurance
Tailored coverage for congregations, their buildings, and their people.
What it covers
The essentials, at a glance.
In practiceA pipe bursts over the sanctuary or a fire damages the hall, and building and contents coverage pays to repair the space and what's inside.
In practiceA visitor slips on the front steps during a service, and liability covers their injury claim.
Not coveredInjuries to paid staff go through WCB, not general liability.
In practiceA board decision is challenged, and directors and officers coverage defends the volunteers who lead the congregation.
Not coveredDeliberate wrongdoing or personal profit by a director is excluded.
In practiceAn allegation of misconduct is made against the organization, and abuse coverage helps with defence and response.
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Protection built around how faith communities operate.