Commercial
Outdoor tourism
Specialized coverage built by outdoor people, for Alberta's outfitters, guides, and tourism operators.
What it covers
The essentials, at a glance.
In practiceYou run guided rafting or backcountry trips, and the policy is built for the seasonal, hard-to-place risks that standard business insurance shies away from.
In practiceA guest is injured on a tour and holds your operation responsible, and public and participant liability responds to the claim.
Not coveredA signed waiver helps, but reckless or negligent conduct can still fall outside coverage.
In practiceYour rafts, ropes, or sleds are damaged or stolen out on the trail or water, and equipment coverage helps replace them.
In practiceYour season runs a few intense months, and the coverage flexes to match instead of charging you year-round for idle gear.
In practiceThe policy is shaped by people who understand outfitting, so the wording fits real guiding operations rather than a generic business template.
Coverage details are representative. Talk to a broker for specifics on your operation.
Talk to a local broker
Coverages designed by outdoor enthusiasts, for the outdoor tourism industry.