Farm insurance

In practiceA barn burns or the farmhouse is damaged in a storm, and dwellings and outbuildings coverage pays to rebuild.

In practiceA tractor or combine is damaged or stolen, and equipment coverage helps replace the machinery you depend on.

Not coveredOrdinary wear and mechanical breakdown aren't covered, only sudden accidental loss.

In practiceLivestock is lost to a covered event or stored grain is damaged, and this responds to the loss.

Not coveredCheck whether the payout reflects lost profit or only replacement value, as basics can differ.

In practiceA visitor is hurt on the property or your operation causes damage, and farm liability covers the claim.

Not coveredInjuries to paid farm workers go through WCB, not liability.