Golf course

In practiceA storm damages the clubhouse or greens equipment shed, and property coverage pays to repair it.

In practiceA stray shot injures a golfer or damages a car in the lot, and liability responds to the claim.

Not coveredDamage a member does to their own gear isn't your liability.

In practiceMowers, sprinklers, and carts are damaged or stolen, and equipment coverage helps replace them.

Not coveredWear and mechanical breakdown aren't covered, only sudden accidental loss.

In practiceYou serve alcohol in the clubhouse, and optional liquor liability covers claims tied to an intoxicated guest.

Not coveredWithout the liquor add-on, alcohol-related claims are typically excluded.