Home inspection

Professional liability for home inspectors and their reports.

What it covers

The essentials, at a glance.

In practiceA buyer says you missed a defect and sues after moving in, and E&O pays your defence and any settlement.

Not coveredDishonest or deliberately misleading reports are excluded.

In practiceA client is hurt or their property is damaged during an inspection, and general liability responds.

Not coveredA missed-defect financial claim is E&O, not general liability, so both matter.

In practiceA disgruntled client claims a costly defect went unreported, and missed-defect coverage responds under E&O.

In practiceEven a groundless complaint costs money to defend, and legal-defence costs are covered.

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Inspect with confidence, covered for the calls you make.