Manufacturer insurance

In practiceA fire damages the plant floor or a machine is wrecked, and property, plant, and equipment coverage pays to repair it.

Not coveredSudden internal breakdown of a machine may need the separate equipment-breakdown coverage.

In practiceA product you made injures a customer or damages property, and product liability defends and pays the claim.

Not coveredA faulty batch that simply doesn't sell isn't a liability claim, that is product recall.

In practiceA covered loss shuts the line for weeks, and business interruption replaces the income you couldn't earn.

Not coveredLost income from slow demand, not a covered event, isn't covered.

In practiceA critical machine fails and takes out connected equipment, and equipment breakdown handles the repair and fallout.