Medical office

In practiceA fire or water leak damages the clinic and its equipment, and property coverage pays to repair and replace.

In practiceA patient slips in the waiting room, and general and professional liability respond to the claim.

Not coveredThis does not cover medical malpractice, which needs its own separate policy.

In practiceSensitive patient records are exposed in a breach, and cyber and records coverage funds the response.

In practiceA covered loss closes the practice for repairs, and business interruption helps replace lost income.

Not coveredIncome lost to fewer bookings, not a covered event, isn't covered.