Motorcycle insurance

In practiceYou are at fault in a collision and injure another rider, and required liability coverage pays their claim.

Not coveredIt doesn't repair your own bike, that is collision coverage.

In practiceYou drop the bike on gravel (collision) or it is damaged by fire or a storm (comprehensive), and both repair your ride.

Not coveredWear and mechanical breakdown aren't covered, only sudden accidental damage.

In practiceAn uninsured driver hits you, and uninsured-motorist protection covers your injuries when they can't pay.

In practiceYou or a passenger are hurt in an accident, and medical coverage helps with treatment costs.

In practiceCustom parts, riding gear, and roadside help can be added so your specific setup is covered.

Not coveredCustom parts may need to be declared and valued, or they may not be fully paid.