What it covers
The essentials, at a glance.
In practiceGoods shipped across the ocean are lost or damaged en route, and cargo coverage responds to the loss.
Not coveredA named-risk policy only covers the perils it lists, unlike an all-risk form.
In practiceThe vessel itself is damaged, and hull coverage pays to repair it.
In practiceA liability arises on the water, from collision to a spill, and marine liability responds.
Not coveredA pollution event may need dedicated environmental coverage to respond fully.
In practiceCargo is damaged while loading or in port storage, and those stages of the journey are covered.
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Coverage that follows your goods across the water.