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Commercial
Professional services
Liability coverage for firms that sell expertise and advice.
What it covers
The essentials, at a glance.
In practiceA client says your advice or work cost them money, and E&O pays your defence and settlement.
Not coveredPhysical injury or property damage is general liability, not E&O.
In practiceA client visiting your office is hurt, and general liability responds.
In practiceClient data you hold is exposed, and cyber and records coverage funds the response.
In practiceA contract requires proof of coverage before you can start, and this is usually the policy they want to see.

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Cover the advice and services you're paid for.
